What Benefits Can You Get Having a Baby

There are lots of benefits and entitlements available when you lot're pregnant or have a baby. Y'all also qualify for benefits if you're pregnant and unemployed or on a low income.

What benefits tin I claim when I'one thousand pregnant?

Costless prescriptions and NHS dental treatment

What is it?

• Free NHS dental care in the UK while you're pregnant and for a twelvemonth after the baby is born.
• In England, you qualify for free prescriptions while you're pregnant and for a twelvemonth after the baby is built-in.
• In Scotland, Wales and Northern Ireland, y'all qualify for free prescriptions at all times (whether or non y'all're significant).

Who gets it?

All women who are pregnant or who gave nascency less than a year ago.

How to claim

Fill out the Maternity Exemption form (FW8) – available from your dr. or midwife.

What benefits can I claim if I'm working and having a baby?

Paid fourth dimension off for antenatal care

What is it?

Regardless of how long you lot've been in your chore, you have a right to paid time off from work to go to your antenatal appointments.

This fourth dimension off is as well every bit your almanac go out.

Antenatal intendance includes:

• medical and midwife appointments
• medico-recommended appointments – for example, relaxation or parenting classes.

Your time off should include travel time to and from each appointment.

The baby's father or your partner (this includes same-sex activity partners) are entitled to take unpaid time off work to go with yous to two of your antenatal appointments. The maximum time is capped at half-dozen hours and 30 minutes for each appointment.

Who gets it?

How to claim

Tell your employer when your antenatal appointments are happening. Try to give them as much notice as you tin to help with work planning.

It might be a good idea to go during quiet times at work, or outside working hours if yous tin.

Notice out more than about paid time off for antenatal care:

• In England, Wales and Scotland, on the GOV.UK website
• In Northern Ireland, on the nidirect website

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Statutory Maternity Get out and Pay

What is Statutory Maternity Get out and Pay?

When you lot have a baby, you're entitled to a yr's maternity leave and pay from your employer for up to 39 weeks while you're on go out, if you're eligible.

Who gets it?

Employed pregnant women.

To get Statutory Maternity Pay you must have:

• average earnings of at least £120 per week, and
• been working for your employer for at least 26 weeks.

How much is Statutory Maternity Pay?

You get Statutory Maternity Pay for 39 weeks of your 52-week maternity exit.

The tabular array below shows how much Statutory Maternity Pay is in the 2021/22 revenue enhancement year:

90% of your average weekly earnings before revenue enhancement

£151.97 or xc% of your average weekly earnings - whichever is less

The adjacent thirteen weeks (if taken)

How to merits

To get maternity leave, you need to tell your employer when y'all want to stop working by the 15th week before the babe'southward due engagement.

You need to give your employer at to the lowest degree 28 days' observe that you want to beginning Statutory Motherhood Pay and give them proof you're meaning.

Maternity Allowance

What is Maternity Allowance?

A fortnightly or monthly payment from the government if you tin can't claim Statutory Maternity Pay.

Who gets information technology?

Significant women and new mums who tin can't claim Statutory Maternity Pay because:

• you haven't worked for your employer for long enough
• yous're cocky-employed
• your average pay is less than £120 per week.

How much is Motherhood Allowance?

The amount y'all get is based on how much yous earn.

Depending on your earnings, in the 2021/22 taxation twelvemonth you lot could get either:

• £151.97 a week or 90% of your average weekly earnings – whichever is less – for up to 39 weeks
• £27 a week for upward to 14 weeks.

How to claim

If you live in England, Wales or Scotland, call 0800 055 6688 or make full in the Maternity Assart (MA1) claim class on the GOV.Britain website

If yous alive in Northern Republic of ireland, call 02890 823 318 for a course or download one from the nidirect website

Statutory Paternity Leave and Pay

What is Statutory Paternity Leave and Pay?

One or two weeks' paid time off work then y'all can help wait after your new babe.

Who gets it?

You must be:

• the child'south biological father or adopter
• the mother's partner
• the intended parent – if you're having a baby through surrogacy.

Yous must also:

• accept worked for your employer for 26 weeks past the 15th week before the baby is due
• be employed by your employer until the babe is born
• earn at least £120 a week.

In that location are different rules if you lot prefer:

• If you live in England, Ireland or Scotland, detect out more on the GOV.UK website
• If yous live in Northern Republic of ireland, find out more at nidirect

How much is Statutory Paternity Pay

You get Statutory Paternity Pay for i or two weeks of your paternity leave.

In the 2021/22 tax year, y'all'll go £151.97 a calendar week or 90% of your average weekly earnings – whichever is lower.

How to merits

Requite your employer course SC3 at least xv weeks earlier the week the baby is due:

• If you lot live in England, Wales or Scotland, become the grade SC3 on the GOV.United kingdom website
• If you alive in Northern Republic of ireland, download the form SC3 from nidirect

There are different rules if y'all adopt:

• If you live in England, Republic of ireland or Scotland, find out more on the GOV.UK website
• If yous alive in Northern Ireland, detect out more than on NI Direct

Shared Parental Leave and Pay

What is Shared Parental Leave and Pay?

Upward to 50 weeks' parental leave and 37 weeks' pay shared with your partner, if y'all're eligible.

Who gets information technology?

You tin can get Statutory Shared Parental Pay if you lot're employed and you're eligible for either:

• Statutory Motherhood Pay or Statutory Adoption Pay
• Statutory Paternity Pay and your partner is eligible for Statutory Maternity Pay, Motherhood Assart or Statutory Adoption Pay.

Before either parent tin can become Shared Parental Leave or Pay the mother (or the person getting adoption leave) must either:

• render to piece of work, which ends any motherhood or adoption leave, or
• give their employer 'binding notice' of the date when they programme to terminate their leave (you cannot normally change the date you give in binding notice).

How much is Statutory Shared Parental Pay?

In the 2021/22 tax year, you'll become £151.97 per calendar week or 90% of your average weekly earnings – whichever is lower.

How to claim

Yous must requite notice to your employer in writing if you want Statutory Shared Parental Leave and Pay.

If you live in England, Wales or Scotland, there are downloadable forms you lot tin apply to give notice on the GOV.United kingdom website

If y'all live in Northern Ireland, become to nidirect

Find out more nearly Statutory Shared Parental Leave and Pay on the GOV.UK website

Statutory Adoption Leave and Pay

What is Statutory Adoption Leave and Pay?

When you prefer or take a child through surrogacy, you're entitled to a yr off work and up to 39 weeks' Statutory Adoption Pay.

Who gets it?

Only ane person in a couple can take adoption exit and pay. The other person could be eligible for paternity leave and pay.

Yous must be an employee and have been:

• working for your employer for 26 weeks by the time you're matched with a child, or past the 15th week before the infant is due
• earning an average of at least £120 a week.

How much is Statutory Adoption Pay?

Yous get Statutory Adoption Pay for up to 39 weeks of your Statutory Adoption Exit.

The table below shows how much Statutory Adoption Pay is in the 2021/22 tax year:

90% of your average weekly earnings earlier taxation

£151.97 or 90% of your average weekly earnings - whichever is less

The adjacent thirteen weeks (if taken)

How to claim

Tell your employer y'all desire to take adoption leave and when you desire it to first.

You should tell them within vii days of being told past the adoption agency you've been matched with a child.

If you apply a surrogate to take a baby, tell your employer the due date and when y'all want to get-go your exit at least fifteen weeks before the baby is due.

Working Taxation Credit

Working Taxation Credit is a payment from the government to assist elevation up your earnings if y'all work and are on a depression income. It's beingness replaced past Universal Credit.

If you're making a new merits you now accept to utilize for Universal Credit instead of Working Taxation Credit.

If you're already claiming Working Taxation Credit and are having a baby, this might qualify equally a alter in circumstances. You'll accept to tell HMRC about this alter – and you might exist asked to make a new claim for Universal Credit.

What benefits can I claim if I'yard not working or on a low income?

Employment and Support Allowance (ESA)

Income-related Employment and Support Allowance (ESA) is being replaced by Universal Credit. This means y'all accept to merits Universal Credit instead.

But if you've made plenty National Insurance contributions, you might qualify for New Style Employment and Support Allowance. If y'all need extra support with other costs – for example, your rent or bringing upwardly children, you might be able to claim Universal Credit alongside New Mode ESA.

Income Back up

Y'all now accept to make a new claim for Universal Credit instead of Income Support.

If you don't qualify for Maternity Allowance or Statutory Motherhood Pay, are unemployed and can't await for work, or on a low income, yous might be able to claim Universal Credit while you lot're pregnant.

Apply the benefits reckoner from Turn2us to see what you might qualify for.

Sure Outset Maternity Grant

What is the Sure Beginning Maternity Grant?

A one-off £500 payment from the Social Fund to help with the cost of your baby.

If you alive in Scotland, this has been replaced with the Best Showtime Grant (see below).

Who gets the Sure Start Maternity Grant?

You'll get the grant if your new babe is the only child under 16 in your family unit and you or your partner get 1 of the following benefits:

• Pension Credit
• Income Support
• Universal Credit
• Income-based Jobseeker's Allowance
• Income-related Employment and Support Allowance
• Child Tax Credit at a higher rate than the family element
• Working Tax Credit which includes a inability or severe disability chemical element.

In that location are more rules if yous're adopting or becoming a surrogate parent.

Detect out more on the GOV.UK website

How to claim?

If you live in England or Wales, fill in the Sure Start Maternity Grant (SF100) claim course on the GOV.Uk website

If you live in Northern Ireland, you can download a claim pack from the nidirect website

Find out more than about the Sure Offset Maternity Grant on the GOV.UK website

Best Start Grant and Best Showtime Foods (Scotland just)

Best Outset Grant and Best Start Foods provide lower-income families with fiscal support during the key early years of a child's life

Who gets it?

If y'all're under xviii, you can utilise for Best Start Grant or All-time Start Foods – even if you're not receiving any payments or benefits.

If you're over xviii, you can apply if you're getting whatever of the following benefits:

• Universal Credit
• Income Support
• income-based Jobseeker's Allowance
• income-related Employment and Support Allowance
• Pension Credit
• Housing Benefit
• Child Taxation Credit
• Working Tax Credit.

You tin can't become a Best Get-go Grant or Best Showtime Foods if you only get Child Benefit.

Income limits too utilise if yous want to claim Best Beginning Foods.

Discover out more than most the Best Start Grant, Best Start Foods and income limits on the mygov.scot website

How much is the Best Start Grant?

The Pregnancy and Babe Payment chemical element is:

• £600 for a first baby and £300 for a new baby if y'all have older children living with you lot
• £300 for any subsequent children
• The Early Learning Payment will exist £250 per child

The School Age Payment will be £250 per child.

(2021/22 figures)

What is Best Outset Foods?

Best Start Foods is a prepaid carte to buy healthy foods for children under iii. It can exist used online or in shops. You volition become:

• £17 every four weeks during pregnancy
• £34 every iv weeks from when your child is born until they're 1 year erstwhile
• £17 every four weeks between the ages of one and three.

(2021/22 figures)

How to claim

You can apply for Best Start Grant and Best Start Foods online, by phone or by filling out the paper form.

To find out more most applying for Best Outset Grant and Foods on the mygov.scot website

Healthy Start Schemes (in England, Wales and Northern Republic of ireland)

The NHS Healthy Kickoff scheme pays eligible families with young children (or expecting a kid) upwards to £8.50 a week to assist pay for 'healthy' foods such every bit fruit, vegetables and milk. You also get free vitamin supplements.

On 10 March the Salubrious Start schemeOpens in a new window changed from using paper vouchers to a contactless Mastercard prepaid card. If you're already receiving paper vouchers you will need to utilise online for your menu. Vouchers can be used until their printed expiry date.

What tin the Healthy Start payments be used for?

The weekly payment on your prepaid bill of fare can be used towards:

• milk – plain moo-cow'due south milk, whole, semi-skimmed or skimmed pasteurised, sterilised, long-life or ultra-rut treated (UHT)
• plain fresh and frozen fruit and vegetables
• infant formula
• vitamins – meaning women, women with a kid under 12 months and children aged upwards to four years who are receiving Healthy Outset payments are entitled to free Healthy Kickoff vitamins – one bottle every eight weeks.

Y'all tin but employ the cards in shops (not online) that sell milk, babe formula, fruit, and vegetables and you lot tin can't withdraw cash from the carte du jour.

Who is eligible for the payments?

You'll get the payments if you're at least ten weeks pregnant or have a child under four and you and your family unit get one of the following benefits:

• Income Support
• Income-based Jobseeker'southward Allowance
• Income-related Employment Support Allowance
• Child Tax Credit – if your family'southward income is £16,190 or less and you're not getting Working Tax Credit
• Working Tax Credit – if you're receiving Working Tax Credit run-on. A run-on might exist paid to yous in the four weeks later on yous've stopped working enough hours to qualify for Working Taxation Credit
• Universal Credit – if your household is earning £408 or less a month
• Working Tax Credit run-on. This is the payment you receive for four weeks afterward you've stopped working for 16 hours or more each calendar week (single adults)
• Pension Credit (which includes the Child add-on).

Yous also authorize for Salubrious Beginning Food payments if you lot're not getting one of these benefits yourself but you live with your partner and they get the benefit.

If you lot're under eighteen and significant, yous tin as well go Salubrious Kickoff payments – even if you don't become whatever of the benefits listed above.

If y'all're not a British denizen simply your child is, you might still be able to go Salubrious Outset payments. Find out more by scrolling to the bottom of this page on the NHS Healthy Starting timeOpens in a new window website.

How much are Healthy Start food payments?

• pregnant women (from the 10th week) and children aged one to four get £4.25 a week
• children under 1 go £8.l a calendar week.

(2021/22 figures)

How to claim

Y'all volition need to apply for your Salubrious Starting time card online from the NHS Salubrious CommencementOpens in a new window website. You must register for a card even if you previously claimed newspaper vouchers.

If you demand more data you lot tin as well speak to your midwife, health visitor or doc, or call Good for you Start on 0300 330 7010 or bank check out the NHS Salubrious Starting time websiteOpens in a new window.

Help with schoolhouse transport

Yous might be able to get assist with the costs of your child's schoolhouse send. This depends on how far you lot alive from the schoolhouse, the historic period of the child and any disabilities.

You might exist able to get extra back up if you're on a low income or challenge benefits.

If you live in England or Wales, y'all tin check your eligibility on your local council's website. Observe your local quango on the GOV.Britain website

If you alive in Northern Ireland, visit the Educational activity Authority website

If you live in Scotland, go to the mygov.scot website

Scottish Child Payment

If you lot live in Scotland, yous or your partner are claiming certain benefits, and y'all or your partner are the main person looking later on a child anile under six then yous might be eligible to claim a £ten weekly payment for every child under vi.

If yous are successful, you will be paid every iv weeks.

What benefits can I claim when I've had a baby?

Kid Do good

What is Child Benefit?

Child Benefit is a regular payment of money from the government to help with the cost of raising a child.

Only 1 person tin can merits Kid Do good – and yous can claim for every child you're responsible for.

Who gets it?

Anyone responsible for a child under 16 (or under 20 if they're in education or training).

How much is Kid Benefit?

The rates for the 2021/22 tax twelvemonth are:

• £21.15 a calendar week for the eldest or only child
• £14.00 a week for each additional kid.

How to claim

If either of you earns over £fifty,000 a twelvemonth

If either y'all or your partner has an income of more than £50,000 a year, you lot'll accept to pay back some or all your Child Benefit in the grade of actress Income Tax. But it could still be worth applying to help protect your land pension.

Kid Tax Credit

Kid Revenue enhancement Credit has been replaced by Universal Credit for all new claims. You may exist able to merits the child element of UC for up to two children until they accomplish the age of 19 (or 20 in some cases) and are in full-time approved educational activity or preparation – not at university.

If y'all're already getting Child Taxation Credit, yous'll need to tell HMRC when the babe's born and you might be asked to claim Universal Credit instead.

If you have three or more children, you can claim for all of them if they were born before 6 April 2017.

You unremarkably won't be able to claim Universal Credit for third or subsequent babies, except in limited circumstances, including a multiple birth, adopting or becoming a kinship carer.

What benefits tin can I claim if I'm studying?

Have you had a baby and are at higher or university? So yous could qualify for financial help. This could cover everything from living expenses and learning costs to travel and childcare grants.

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Source: https://www.moneyhelper.org.uk/en/benefits/benefits-if-you-have-children/benefits-and-entitlements-to-claim-when-you-have-a-baby

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